Recovering: Insurance
My business was affected by a disaster. What do I do?
The first step in recovery is to call your insurance company. The Institute of Business and Home Safety recommends that you ask the following questions when you call:
- Does my insurance cover all of the damage?
- Should I make temporary repairs and begin the clean-up process?
- Should I look for an alternate facility where I can run my business?
- Who will be my insurance adjuster and when will I be contacted?
- Should I take inventory? What will I need to verify my claim?
- If I do not have any property damage, but have lost revenue, can I claim that?
- I had to close my business due to the orders of civil authorities. Can I make a claim for the revenue I lost during that time?
If your insurance does not cover all your claims, you might be eligible for federal assistance, which is designed to cover what private insurance does not. However, not all applicants are eligible, so it is important that you review and update your private insurance annually.
Continue with Government Assistance.
